Spectra Financial Services, LLC is a commercial finance company with over 20 years of experience that factors Business-to-Business Accounts Receivable providing creative financial solutions to clients nationwide. 

We provide factoring/financing solutions to Trucking Companies, Staffing Agencies, Printing Companies, Manufacturers, Wholesale Distributors, Importers, Janitorial and most Business-to-Business Service Providers.

No matter what your circumstance, contact us and we will be happy to find a solution to your cash flow issues, and believe it or not, we want to lose you as a client. We consider our relationship successful when we have helped you build your financial status to the point where you can transition your business to traditional bank financing.

That being said, it is interesting to note that many of our clients decide to stay with us even after they have improved their financial position. Mainly because of the cost effective credit services we provide as well as the fact that our Account's Receivable factoring does not add debt to their balance sheet.

As long as your customer is creditworthy and has accepted your shipment or service as invoiced you should be able to utilize Spectra Financial's Accounts Receivable Factoring Services.